Pulse Covery

Become(Re)insurer of new use cases

Accelerate and simplify the rollout of your insurance programs with Pulse Covery. The next-generation service provider dedicated to insurance distribution.

Bring insurance programs to life wherever needs emerge. Across digital and physical channels. With your distribution network and partners. Locally as much as at scale.

The insight

From an identified need to the first subscription, a long, costly, and complex path.

Everything that stands between an opportunity and a first subscription.

1Design
Need identified
Partner negotiation
Offer design
2Build
IT development & integrations
Team training
Go-live
First subscriptionfinally.
3Maintain
Contract & claims management
Product monitoring & optimization
Several months before the first subscription

The problem isn't the path. It's having to redo it, alone, every single time.

No deployment builds on the previous one. Same steps, same timelines, same budgets, same teams, with no guarantee of success. Again and again.

Consequences

A process too exhausting, too many needs left uncovered.

01

Business opportunities never attempted

Launching costs months and an IT budget. Only risk-free ideas ever see the light of day.

02

Distribution limited to a handful of channels

Every partner is a project. Distribution stays on two or three historical channels.

03

Products frozen once launched

Changing a product means a new project. Offers age against the market.

04

A market that stays underinsured

Only mandatory coverage distributes at scale.

It isn't the opportunities that are missing. It's the complexity of the path that's blocking them.

The solution

What if your business teams finally unleashed their full potential?

Configure your embedded insurance offer once. Deploy it directly, or let your network distribute it to their own partners, all while keeping full control.

Configured offer

Direct offices

Partner 1

Partner 2

Partner n

Agents

Partner 1

Partner 2

Partner n

Brokers

Partner 1

Partner 2

Partner n

Traditional partners

  • Banks and captives
  • Payment institutions
  • Finance companies
  • Micro-credit associations

Other non-insurance partners

What Pulse Covery eliminates

The obstacles Pulse eliminates.

Complexity

The insurance market isn't slowed down by a lack of ideas, but by the complexity of bringing them to market.

Pulse replaces this complexity with a simple, reusable, industrialized model.

Siloed systems

Every channel, every partner, every product requires a different implementation.

Pulse unifies the design, publication, and deployment of all your offers within a single platform.

Linear growth

To sell twice as much, you have to invest twice as much.

Pulse turns every deployment into a reusable asset. You configure once, then deploy endlessly.

Dependency on IT

The business constantly depends on technical teams to launch or adapt an offer.

Pulse gives business teams the autonomy to configure, publish, and deploy their offers, without specific development.

How it works

Configure once. Deploy at scale.

Pulse lets your business teams structure their products, build embedded insurance offers, make them available to their network, and steer them over time, all from a single environment.

1

Add your products

Centralize the insurance products that will serve as the basis for your offers.

For each product, define the coverages, pricing, subscription rules, contractual documents, and management settings.

2

Configure your embedded insurance offers

Assemble one or more products into an offer ready to be distributed.

Define its commercial and operational framework: targeted partners, commissions, subscription journeys, available features, documents, and distribution terms.

3

Invite your network to deploy them

Make each offer available to the direct offices, agents, and brokers of your choice.

They can then deploy it with their own non-insurance partners, as programs adapted to each context, without starting from zero.

4

Steer your offers

Track subscriptions, sales, commissions, partners, and the performance of each program from a single environment.

You keep a consolidated view of your entire distribution, whatever channel is used.

5

Continuously evolve your products and offers.

Change a coverage, a pricing rule, a document, or a journey, then roll out that change to the offers and programs concerned.

Every deployment builds on the previous one this way, without launching a new IT project.

Several deployment modes, one single offer.

Your network can deploy each offer through the channel best suited to each partner.

Traced Link

A unique URL, shareable via WhatsApp, SMS, email, or QR code, with automatic attribution of subscriptions and commissions.

Widget

A subscription form embedded in the partner's site or app and customized to their brand.

Plugin

An integration into a CRM, core banking system, or other business tool, letting teams sell without leaving their work environment.

AI-native

Not a bolted-on chatbot. The entire platform, operable in plain language.

Assistant Pulse
Add glass-breakage cover to the Auto product and update the offers.
Coverage added to the Product configuration ✓ 2 offers updated ✓
How many subscriptions this month on the “Electric Scooters” product?
214 subscriptions — up 18% from last month.
Ask anything…
It can do it all
  • Configure a product or an offer
  • Modify an existing product
  • Analyze subscriptions and commissions
  • Initiate a subscription
  • Generate documents and reports

…and every new platform feature, automatically — no extra integration needed.

Pricing

Simple pricing. Transparent consumption.

Trial

3 months free

  • Full access
  • Token allowance included
  • 30 · 60 · 90-day onboarding
StarterRecommended

Pricing on request

  • Full platform
  • Monthly token allowance
  • Additional packs beyond that
Enterprise

Custom

  • Higher allowance, tiered tokens
  • Accounting connection · SLA
  • Priority support
Service offers — “Pulse does it for you”

Pulse Managed

We configure and deploy insurance programs on behalf of the insurance company, for a fee per deployment.

Pulse Market Testing

Market test a new product: configured, deployed in pilot, and measured.

PULSE
COVERY

Configure once. Deploy everywhere.